/* =========================================================
   INSUREGEAR — Premium Design System
   Inspired by Tesla, Apple, Stripe
   ========================================================= */

:root {
  --ink: #0a0a0f;
  --ink-2: #171a20;
  --ink-3: #2a2e36;
  --slate: #5c5e62;
  --line: rgba(0, 0, 0, 0.08);
  --line-d: rgba(255, 255, 255, 0.1);
  --bg: #ffffff;
  --bg-soft: #f4f4f4;
  --red: #e82127;
  --red-soft: #ff3b41;
  --blue: #1a8cff;
  --green: #4ade80;
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.06);
  --shadow-md: 0 8px 30px -12px rgba(0,0,0,0.18);
  --shadow-lg: 0 24px 60px -20px rgba(0,0,0,0.25);
  --radius: 18px;
  --max: 1320px;
  --t: 0.35s cubic-bezier(.2,.8,.2,1);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
img, svg { max-width: 100%; display: block; }

/* =========================================================
   NAV — Tesla-style with hover dropdowns
   ========================================================= */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 14px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: background-color var(--t), backdrop-filter var(--t), color var(--t);
}
.nav.dark { color: #fff; }
.nav.scrolled, .nav.solid {
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(18px) saturate(180%);
  -webkit-backdrop-filter: blur(18px) saturate(180%);
  box-shadow: 0 1px 0 rgba(0,0,0,0.06);
  color: var(--ink);
}
.nav.scrolled .nav-logo-text, .nav.solid .nav-logo-text { color: var(--ink); }
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  z-index: 1001;
}
.nav-logo svg { height: 30px; width: auto; }
.nav.dark:not(.scrolled):not(.solid) .nav-logo svg path,
.nav.dark:not(.scrolled):not(.solid) .nav-logo svg rect,
.nav.dark:not(.scrolled):not(.solid) .nav-logo svg circle { fill: #fff; }
.nav-logo-text {
  font-weight: 800;
  font-size: 20px;
  letter-spacing: -0.5px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}
.nav-link {
  position: relative;
  padding: 10px 16px;
  border-radius: 8px;
  font-weight: 500;
  font-size: 14px;
  letter-spacing: 0.2px;
  transition: background-color 0.2s ease;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.nav-link:hover { background: rgba(0,0,0,0.06); }
.nav.dark:not(.scrolled):not(.solid) .nav-link:hover { background: rgba(255,255,255,0.12); }

.nav-actions { display: flex; gap: 4px; align-items: center; z-index: 1001; }
.nav-actions a {
  padding: 10px 16px;
  border-radius: 8px;
  font-weight: 500;
  font-size: 14px;
  transition: background-color 0.2s ease;
}
.nav-actions a:hover { background: rgba(0,0,0,0.06); }
.nav.dark:not(.scrolled):not(.solid) .nav-actions a:hover { background: rgba(255,255,255,0.12); }

.nav-burger {
  display: none;
  width: 40px; height: 40px;
  border-radius: 8px;
  align-items: center;
  justify-content: center;
}
.nav-burger svg { width: 22px; height: 22px; }

/* DROPDOWN PREVIEW */
.dd-wrap { position: relative; }
.dd {
  position: fixed;
  top: 60px; left: 50%;
  transform: translateX(-50%) translateY(-8px);
  width: min(960px, 92vw);
  background: rgba(255,255,255,0.98);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border-radius: 22px;
  box-shadow: var(--shadow-lg);
  padding: 28px;
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 24px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.25s ease, transform 0.25s ease;
  border: 1px solid rgba(0,0,0,0.04);
  color: var(--ink);
}
.dd-wrap:hover .dd, .dd-wrap:focus-within .dd, .dd.open {
  opacity: 1;
  transform: translateX(-50%) translateY(0);
  pointer-events: auto;
}
.dd-preview {
  border-radius: 16px;
  background: linear-gradient(135deg, #f4f4f4 0%, #e8e8e8 100%);
  position: relative;
  overflow: hidden;
  min-height: 240px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 24px;
}
.dd-preview-art {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 1;
}
.dd-preview-art svg { width: 70%; height: auto; max-height: 80%; }
.dd-preview-text { position: relative; z-index: 2; }
.dd-preview-text .eb { font-size: 11px; text-transform: uppercase; letter-spacing: 2.5px; color: var(--slate); font-weight: 600; margin-bottom: 4px; }
.dd-preview-text h4 { font-size: 22px; font-weight: 700; letter-spacing: -0.6px; line-height: 1.15; }
.dd-preview-text p { font-size: 13px; color: var(--slate); margin-top: 4px; }
.dd-preview-cta { position: relative; z-index: 2; align-self: flex-start; }
.dd-preview-cta a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 18px;
  background: var(--ink);
  color: #fff;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
}
.dd-preview-cta a:hover { background: var(--ink-3); }

.dd-list { display: flex; flex-direction: column; gap: 4px; }
.dd-list .head { font-size: 11px; text-transform: uppercase; letter-spacing: 2.5px; color: var(--slate); font-weight: 600; padding: 8px 12px 12px; }
.dd-list a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 12px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 500;
  transition: background-color 0.15s ease;
}
.dd-list a:hover { background: rgba(0,0,0,0.04); }
.dd-list a .arrow { opacity: 0; transition: opacity 0.2s ease, transform 0.2s ease; }
.dd-list a:hover .arrow { opacity: 1; transform: translateX(2px); }
.dd-list a small { color: var(--slate); font-weight: 400; font-size: 12px; }

@media (max-width: 1080px) {
  .dd { grid-template-columns: 1fr; }
  .dd-preview { min-height: 180px; }
}
@media (max-width: 900px) {
  .nav-links { display: none; }
  .nav-burger { display: flex; }
}

/* MOBILE MENU */
.mobile-menu {
  position: fixed;
  inset: 0;
  background: #fff;
  z-index: 999;
  padding: 80px 32px 32px;
  display: flex;
  flex-direction: column;
  gap: 4px;
  transform: translateX(100%);
  transition: transform 0.4s cubic-bezier(.2,.8,.2,1);
  overflow-y: auto;
}
.mobile-menu.open { transform: translateX(0); }
.mobile-menu a {
  padding: 18px 12px;
  font-size: 18px;
  font-weight: 600;
  border-bottom: 1px solid var(--line);
}
.mobile-menu a small { display: block; font-size: 13px; color: var(--slate); font-weight: 400; margin-top: 2px; }
.mobile-menu .cta-row { margin-top: 24px; display: flex; flex-direction: column; gap: 10px; }
.mobile-menu .cta-row a { background: var(--ink); color: #fff; border-radius: 12px; text-align: center; border: none; }
.mobile-menu .cta-row a.alt { background: var(--bg-soft); color: var(--ink); }

/* =========================================================
   HERO — Tesla-style with animated scene
   ========================================================= */
.hero {
  position: relative;
  height: 100vh;
  min-height: 720px;
  overflow: hidden;
  color: #fff;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  align-items: center;
  padding: 24vh 24px 100px;
  text-align: center;
}
.hero-video {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
}
.hero-bg-fallback {
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    radial-gradient(ellipse at 50% 110%, rgba(0,200,255,0.18) 0%, transparent 55%),
    radial-gradient(ellipse at 20% 0%, rgba(232,33,39,0.18) 0%, transparent 50%),
    linear-gradient(180deg, #050608 0%, #0a0a0f 50%, #1a1f29 100%);
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(10,10,15,0.45) 0%, rgba(10,10,15,0.25) 50%, rgba(10,10,15,0.7) 100%);
  z-index: 1;
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 920px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  border-radius: 999px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.3px;
  margin-bottom: 24px;
  backdrop-filter: blur(10px);
}
.hero-badge .pulse {
  width: 7px; height: 7px;
  background: var(--green);
  border-radius: 50%;
  box-shadow: 0 0 0 0 rgba(74,222,128,0.7);
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(74,222,128,0.7); }
  70% { box-shadow: 0 0 0 10px rgba(74,222,128,0); }
  100% { box-shadow: 0 0 0 0 rgba(74,222,128,0); }
}
.hero h1 {
  font-size: clamp(40px, 7.5vw, 92px);
  font-weight: 600;
  letter-spacing: -2.5px;
  line-height: 1.02;
  margin-bottom: 22px;
  background: linear-gradient(180deg, #fff 0%, #cfd6e0 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.hero p {
  font-size: clamp(16px, 1.5vw, 20px);
  color: rgba(255,255,255,0.85);
  max-width: 700px;
  margin: 0 auto;
  font-weight: 300;
}
.hero p strong { color: #fff; font-weight: 600; }
.hero-cta-row {
  display: flex; gap: 14px; justify-content: center;
  margin-top: 36px;
  flex-wrap: wrap;
  position: relative;
  z-index: 2;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: 100px;
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 0.4px;
  text-transform: uppercase;
  min-width: 240px;
  transition: transform 0.2s ease, background-color 0.2s ease, color 0.2s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: #fff; color: var(--ink); }
.btn-primary:hover { background: #f0f0f0; }
.btn-secondary {
  background: rgba(244,244,244,0.16);
  color: #fff;
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.2);
}
.btn-secondary:hover { background: rgba(244,244,244,0.26); }
.btn-dark { background: var(--ink); color: #fff; }
.btn-dark:hover { background: var(--ink-3); }
.btn-light { background: rgba(23,26,32,0.08); color: var(--ink); }
.btn-light:hover { background: rgba(23,26,32,0.14); }

.scroll-cue {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.7);
  font-size: 11px;
  letter-spacing: 2px;
  animation: bounce 2.4s ease-in-out infinite;
}
.scroll-cue svg { width: 14px; height: 14px; }
@keyframes bounce { 0%,100% { transform: translateY(0); } 50% { transform: translateY(8px); } }

/* =========================================================
   PRESS STRIP — "as featured in"
   ========================================================= */
.press-strip {
  background: #fff;
  padding: 50px 24px;
  text-align: center;
  border-bottom: 1px solid var(--line);
}
.press-strip .label {
  text-transform: uppercase;
  font-size: 11px;
  letter-spacing: 3px;
  color: var(--slate);
  font-weight: 600;
  margin-bottom: 28px;
}
.press-logos {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 32px 48px;
  max-width: 1200px;
  margin: 0 auto;
}
.press-logos .lg {
  font-weight: 700;
  font-size: 18px;
  color: var(--ink);
  opacity: 0.7;
  transition: opacity 0.2s ease;
  letter-spacing: -0.5px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.press-logos .lg:hover { opacity: 1; }
.press-logos .lg em { font-style: italic; font-family: Georgia, serif; font-weight: 400; }
.press-logos .lg.serif { font-family: Georgia, "Times New Roman", serif; font-weight: 600; }

/* =========================================================
   CARRIER MARQUEE — endless scroll
   ========================================================= */
.marquee {
  background: var(--ink);
  color: rgba(255,255,255,0.85);
  padding: 50px 0;
  overflow: hidden;
  border-top: 1px solid var(--line-d);
  border-bottom: 1px solid var(--line-d);
}
.marquee .label {
  text-align: center;
  text-transform: uppercase;
  font-size: 11px;
  letter-spacing: 3px;
  color: rgba(255,255,255,0.4);
  font-weight: 600;
  margin-bottom: 32px;
}
.marquee-track {
  display: flex;
  gap: 60px;
  animation: scroll 40s linear infinite;
  width: max-content;
}
.marquee:hover .marquee-track { animation-play-state: paused; }
.marquee-item {
  display: flex;
  align-items: center;
  gap: 12px;
  white-space: nowrap;
  font-size: 18px;
  font-weight: 600;
  letter-spacing: 0.3px;
  flex-shrink: 0;
  color: rgba(255,255,255,0.7);
}
.marquee-item .dot {
  width: 6px; height: 6px;
  background: var(--red);
  border-radius: 50%;
  flex-shrink: 0;
}
@keyframes scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* =========================================================
   FULL-SCREEN PRODUCT SECTIONS
   ========================================================= */
.section {
  position: relative;
  height: 100vh;
  min-height: 700px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  align-items: center;
  padding: 110px 24px 70px;
  text-align: center;
  overflow: hidden;
}
.section .head { position: relative; z-index: 2; max-width: 720px; }
.section .eyebrow {
  text-transform: uppercase;
  font-size: 11px;
  letter-spacing: 3px;
  font-weight: 600;
  color: var(--slate);
  margin-bottom: 8px;
}
.section h2 {
  font-size: clamp(30px, 4.5vw, 56px);
  font-weight: 600;
  letter-spacing: -1.6px;
  line-height: 1.05;
  margin-bottom: 8px;
}
.section .sub {
  font-size: 15px;
  color: var(--ink-3);
  max-width: 600px;
  margin: 4px auto 0;
}
.section.dark { background: #0a0a0f; color: #fff; }
.section.dark .sub { color: rgba(255,255,255,0.78); }
.section.dark .eyebrow { color: rgba(255,255,255,0.5); }

.section .cta-row {
  position: relative;
  z-index: 2;
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: center;
}
.visual {
  position: absolute;
  inset: 0;
  z-index: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}
.visual::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(255,255,255,0) 25%, rgba(255,255,255,0.5) 100%);
  pointer-events: none;
}
.visual.dark-overlay::after {
  background: linear-gradient(180deg, rgba(0,0,0,0) 25%, rgba(0,0,0,0.55) 100%);
}

/* Section backgrounds */
.bg-auto {
  background:
    radial-gradient(ellipse at 50% 75%, #c5d3e2 0%, transparent 60%),
    linear-gradient(180deg, #f5f7fa 0%, #d8e0ea 100%);
}
.bg-home {
  background:
    radial-gradient(ellipse at 50% 70%, rgba(255,180,120,0.5) 0%, transparent 55%),
    linear-gradient(180deg, #ffeed7 0%, #f3c899 100%);
}
.bg-renters {
  background:
    radial-gradient(ellipse at 50% 65%, rgba(140,200,255,0.5) 0%, transparent 60%),
    linear-gradient(180deg, #e8f0fb 0%, #c4d6ef 100%);
}
.bg-health {
  background:
    radial-gradient(ellipse at 50% 65%, rgba(180,235,200,0.55) 0%, transparent 55%),
    linear-gradient(180deg, #e9f7ed 0%, #c2e6cf 100%);
}
.bg-life {
  background:
    radial-gradient(ellipse at 50% 70%, rgba(220,210,255,0.5) 0%, transparent 60%),
    linear-gradient(180deg, #f1edff 0%, #d6cdf5 100%);
}

/* =========================================================
   FEATURE GRID
   ========================================================= */
.features {
  background: var(--bg-soft);
  padding: 120px 24px;
}
.features .container { max-width: var(--max); margin: 0 auto; }
.features .head { text-align: center; max-width: 720px; margin: 0 auto 64px; }
.features h2 {
  font-size: clamp(30px, 4vw, 48px);
  font-weight: 600;
  letter-spacing: -1.4px;
  margin-top: 8px;
}
.features .sub { color: var(--ink-3); margin-top: 12px; font-size: 17px; }
.features .eyebrow {
  text-transform: uppercase;
  font-size: 11px;
  letter-spacing: 3px;
  font-weight: 600;
  color: var(--slate);
}
.feature-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 18px;
}
.feature-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 36px 30px;
  transition: transform var(--t), box-shadow var(--t);
  border: 1px solid rgba(0,0,0,0.04);
}
.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.feature-icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--ink), var(--ink-3));
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  margin-bottom: 18px;
}
.feature-icon svg { width: 26px; height: 26px; }
.feature-card h3 { font-size: 18px; font-weight: 600; margin-bottom: 8px; letter-spacing: -0.3px; }
.feature-card p { font-size: 14px; color: var(--slate); line-height: 1.6; }

/* =========================================================
   STATS
   ========================================================= */
.stats {
  background: var(--ink);
  color: #fff;
  padding: 110px 24px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.stats::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(circle at 20% 30%, rgba(232,33,39,0.16) 0%, transparent 40%),
    radial-gradient(circle at 80% 70%, rgba(26,140,255,0.16) 0%, transparent 40%);
}
.stats .container { position: relative; z-index: 2; max-width: 1200px; margin: 0 auto; }
.stats h2 {
  font-size: clamp(30px, 4vw, 48px);
  font-weight: 600;
  letter-spacing: -1.4px;
  max-width: 700px;
  margin: 12px auto 56px;
}
.stats .eyebrow {
  text-transform: uppercase;
  font-size: 11px;
  letter-spacing: 3px;
  color: rgba(255,255,255,0.5);
  font-weight: 600;
}
.stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 28px;
}
.stat { padding: 28px 20px; border-left: 1px solid rgba(255,255,255,0.12); }
.stat:first-child { border-left: none; }
@media (max-width: 760px) {
  .stat { border-left: none; border-top: 1px solid rgba(255,255,255,0.12); padding-top: 28px; }
  .stat:first-child { border-top: none; }
}
.stat .num {
  font-size: clamp(40px, 5.2vw, 64px);
  font-weight: 700;
  letter-spacing: -2px;
  line-height: 1;
  background: linear-gradient(180deg, #fff 0%, #aaa 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.stat .lbl { margin-top: 12px; color: rgba(255,255,255,0.6); font-size: 13px; text-transform: uppercase; letter-spacing: 1.5px; }

/* =========================================================
   HOW IT WORKS
   ========================================================= */
.howitworks { padding: 120px 24px; background: #fff; }
.howitworks .container { max-width: var(--max); margin: 0 auto; }
.howitworks .head { text-align: center; max-width: 720px; margin: 0 auto 64px; }
.howitworks h2 { font-size: clamp(30px, 4vw, 48px); font-weight: 600; letter-spacing: -1.4px; margin-top: 8px; }
.howitworks .sub { color: var(--ink-3); margin-top: 12px; font-size: 17px; }
.howitworks .eyebrow { text-transform: uppercase; font-size: 11px; letter-spacing: 3px; color: var(--slate); font-weight: 600; }
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 32px; }
.step { text-align: center; padding: 20px; }
.step .num-circle {
  width: 60px; height: 60px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--ink), var(--ink-3));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 20px;
  margin: 0 auto 22px;
  box-shadow: 0 12px 30px -10px rgba(23,26,32,0.4);
}
.step h3 { font-size: 20px; font-weight: 600; margin-bottom: 10px; letter-spacing: -0.3px; }
.step p { font-size: 15px; color: var(--slate); line-height: 1.6; max-width: 320px; margin: 0 auto; }

/* =========================================================
   TESTIMONIALS
   ========================================================= */
.testimonials { padding: 120px 24px; background: var(--bg-soft); }
.testimonials .container { max-width: var(--max); margin: 0 auto; }
.testimonials .head { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.testimonials h2 { font-size: clamp(30px, 4vw, 48px); font-weight: 600; letter-spacing: -1.4px; margin-top: 8px; }
.testimonials .eyebrow { text-transform: uppercase; font-size: 11px; letter-spacing: 3px; color: var(--slate); font-weight: 600; }
.test-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 22px; }
.testimonial {
  background: #fff;
  border-radius: var(--radius);
  padding: 32px;
  border: 1px solid rgba(0,0,0,0.04);
  transition: transform var(--t), box-shadow var(--t);
}
.testimonial:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.stars { color: #f6b400; margin-bottom: 14px; font-size: 14px; letter-spacing: 2px; }
.testimonial blockquote { font-size: 16px; line-height: 1.6; margin-bottom: 22px; }
.testimonial .person { display: flex; align-items: center; gap: 12px; }
.avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-weight: 600;
  font-size: 14px;
  flex-shrink: 0;
}
.avatar.a { background: linear-gradient(135deg, #ff6b6b, #c44569); }
.avatar.b { background: linear-gradient(135deg, #1a8cff, #0a3d62); }
.avatar.c { background: linear-gradient(135deg, #38ef7d, #11998e); }
.avatar.d { background: linear-gradient(135deg, #f6b400, #b8860b); }
.avatar.e { background: linear-gradient(135deg, #8e2de2, #4a00e0); }
.avatar.f { background: linear-gradient(135deg, #ff8a00, #e52e71); }
.person .meta strong { display: block; font-size: 14px; }
.person .meta span { font-size: 12px; color: var(--slate); }

/* =========================================================
   QUOTE CTA
   ========================================================= */
.quote-cta {
  padding: 120px 24px;
  background: linear-gradient(180deg, var(--ink) 0%, #1a1f29 100%);
  color: #fff;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.quote-cta::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 40px 40px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 80%);
}
.quote-cta .container { max-width: 720px; margin: 0 auto; position: relative; z-index: 2; }
.quote-cta h2 { font-size: clamp(30px, 4.5vw, 52px); font-weight: 600; letter-spacing: -1.4px; margin-bottom: 14px; }
.quote-cta p { color: rgba(255,255,255,0.75); font-size: 17px; margin-bottom: 36px; }
.quote-form {
  display: flex;
  gap: 8px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 999px;
  padding: 6px;
  backdrop-filter: blur(10px);
  max-width: 540px;
  margin: 0 auto;
}
.quote-form input {
  flex: 1;
  background: transparent;
  border: none;
  outline: none;
  color: #fff;
  padding: 14px 22px;
  font-size: 15px;
  font-family: inherit;
}
.quote-form input::placeholder { color: rgba(255,255,255,0.5); }
.quote-form button {
  padding: 12px 26px;
  border-radius: 999px;
  background: #fff;
  color: var(--ink);
  font-weight: 600;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1px;
  transition: transform 0.2s ease, background-color 0.2s ease;
}
.quote-form button:hover { transform: translateY(-1px); background: #f0f0f0; }
.quote-cta .small { margin-top: 18px; font-size: 12px; color: rgba(255,255,255,0.5); }
@media (max-width: 600px) {
  .quote-form { flex-direction: column; border-radius: 22px; padding: 12px; }
  .quote-form input { padding: 12px; }
  .quote-form button { width: 100%; padding: 14px; border-radius: 14px; }
}

/* =========================================================
   FOOTER
   ========================================================= */
footer { background: var(--ink); color: rgba(255,255,255,0.7); padding: 80px 24px 40px; }
footer .container { max-width: var(--max); margin: 0 auto; }
.foot-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 50px;
  border-bottom: 1px solid var(--line-d);
}
@media (max-width: 1000px) { .foot-top { grid-template-columns: 1fr 1fr 1fr; } }
@media (max-width: 700px) { .foot-top { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .foot-top { grid-template-columns: 1fr; } }
.foot-brand .name { font-weight: 800; font-size: 22px; color: #fff; margin-bottom: 12px; display: flex; align-items: center; gap: 10px; }
.foot-brand .name svg { height: 28px; width: auto; }
.foot-brand .name svg path, .foot-brand .name svg rect, .foot-brand .name svg circle { fill: #fff; }
.foot-brand p { font-size: 13px; color: rgba(255,255,255,0.5); max-width: 260px; line-height: 1.6; margin-bottom: 18px; }
.app-badges { display: flex; gap: 8px; flex-wrap: wrap; }
.app-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px;
  padding: 10px 14px;
  transition: background-color 0.2s ease;
}
.app-badge:hover { background: rgba(255,255,255,0.14); }
.app-badge svg { width: 22px; height: 22px; flex-shrink: 0; }
.app-badge .stack { display: flex; flex-direction: column; line-height: 1; }
.app-badge .stack small { font-size: 9px; letter-spacing: 1px; opacity: 0.7; text-transform: uppercase; }
.app-badge .stack strong { font-size: 14px; font-weight: 600; color: #fff; margin-top: 2px; }

.foot-col h4 { font-size: 12px; text-transform: uppercase; letter-spacing: 2px; color: rgba(255,255,255,0.5); margin-bottom: 18px; }
.foot-col a { display: block; font-size: 14px; color: rgba(255,255,255,0.85); margin-bottom: 10px; transition: color 0.2s ease; }
.foot-col a:hover { color: #fff; }
.foot-bottom {
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 12px;
  color: rgba(255,255,255,0.4);
}
.foot-bottom .socials { display: flex; gap: 14px; }
.foot-bottom .socials a {
  width: 36px; height: 36px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(255,255,255,0.06);
  transition: background-color 0.2s ease;
}
.foot-bottom .socials a:hover { background: rgba(255,255,255,0.14); color: #fff; }
.foot-bottom .socials svg { width: 16px; height: 16px; }

/* =========================================================
   PAGE NAVIGATION (Next/Prev for sub-pages)
   ========================================================= */
.page-nav {
  background: #fff;
  padding: 30px 24px;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.page-nav .container {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
}
.page-nav-link {
  display: flex;
  flex-direction: column;
  padding: 16px 24px;
  border-radius: 14px;
  transition: background-color 0.2s ease;
  flex: 1;
  max-width: 360px;
}
.page-nav-link:hover { background: var(--bg-soft); }
.page-nav-link.next { text-align: right; align-items: flex-end; }
.page-nav-link small { font-size: 11px; text-transform: uppercase; letter-spacing: 2px; color: var(--slate); margin-bottom: 4px; }
.page-nav-link strong { font-size: 18px; font-weight: 600; letter-spacing: -0.4px; display: flex; align-items: center; gap: 8px; }
@media (max-width: 600px) {
  .page-nav .container { flex-direction: column; }
  .page-nav-link { max-width: none; width: 100%; }
}

/* =========================================================
   INNER PAGE HERO (smaller than home hero)
   ========================================================= */
.page-hero {
  position: relative;
  min-height: 70vh;
  padding: 160px 24px 80px;
  text-align: center;
  color: #fff;
  overflow: hidden;
}
.page-hero .container { position: relative; z-index: 2; max-width: 900px; margin: 0 auto; }
.page-hero .eyebrow {
  display: inline-block;
  text-transform: uppercase;
  font-size: 11px;
  letter-spacing: 3px;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
  margin-bottom: 14px;
}
.page-hero h1 {
  font-size: clamp(36px, 6vw, 72px);
  font-weight: 600;
  letter-spacing: -2px;
  line-height: 1.05;
  margin-bottom: 18px;
  background: linear-gradient(180deg, #fff 0%, #cfd6e0 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.page-hero p { font-size: clamp(15px, 1.4vw, 19px); color: rgba(255,255,255,0.85); max-width: 660px; margin: 0 auto 32px; }

/* =========================================================
   COVERAGE GRID (per-page sub sections)
   ========================================================= */
.coverage {
  padding: 100px 24px;
  background: #fff;
}
.coverage .container { max-width: var(--max); margin: 0 auto; }
.coverage .head { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.coverage h2 { font-size: clamp(28px, 3.6vw, 42px); font-weight: 600; letter-spacing: -1.2px; margin-top: 8px; }
.coverage .eyebrow { text-transform: uppercase; font-size: 11px; letter-spacing: 3px; color: var(--slate); font-weight: 600; }
.cov-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 18px; }
.cov-card { background: var(--bg-soft); border-radius: var(--radius); padding: 36px 30px; }
.cov-card h3 { font-size: 18px; font-weight: 600; letter-spacing: -0.3px; margin-bottom: 8px; display: flex; align-items: center; gap: 10px; }
.cov-card h3 .check { color: var(--green); flex-shrink: 0; }
.cov-card p { font-size: 14px; color: var(--slate); line-height: 1.6; }

/* =========================================================
   FAQ
   ========================================================= */
.faq { padding: 100px 24px; background: var(--bg-soft); }
.faq .container { max-width: 880px; margin: 0 auto; }
.faq .head { text-align: center; margin-bottom: 50px; }
.faq h2 { font-size: clamp(28px, 3.6vw, 42px); font-weight: 600; letter-spacing: -1.2px; }
.faq-item {
  background: #fff;
  border-radius: 14px;
  margin-bottom: 12px;
  border: 1px solid var(--line);
  overflow: hidden;
}
.faq-item summary {
  padding: 22px 24px;
  font-weight: 600;
  font-size: 16px;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  letter-spacing: -0.2px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  font-size: 22px;
  font-weight: 300;
  color: var(--slate);
  transition: transform 0.3s ease;
}
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item .body { padding: 0 24px 22px; color: var(--slate); font-size: 15px; line-height: 1.65; }

/* =========================================================
   REVEAL ANIMATIONS
   ========================================================= */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.8s ease, transform 0.8s ease;
}
.reveal.visible { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; }
  *, *::before, *::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; }
}

/* =========================================================
   COVERAGE PICKER (Jerry-style hero entry)
   ========================================================= */
.coverage-picker {
  margin-top: 36px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  align-items: center;
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
}
.coverage-tabs {
  display: inline-flex;
  gap: 4px;
  flex-wrap: wrap;
  justify-content: center;
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 999px;
  padding: 5px;
  backdrop-filter: blur(14px) saturate(180%);
  -webkit-backdrop-filter: blur(14px) saturate(180%);
  max-width: 100%;
}
.coverage-tab {
  padding: 11px 20px;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.3px;
  color: rgba(255,255,255,0.85);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  transition: background-color 0.2s ease, color 0.2s ease, transform 0.2s ease;
  background: transparent;
  border: none;
  font-family: inherit;
  white-space: nowrap;
}
.coverage-tab:hover { color: #fff; background: rgba(255,255,255,0.10); }
.coverage-tab.active {
  background: #fff;
  color: var(--ink);
  box-shadow: 0 4px 14px rgba(0,0,0,0.18);
}
.coverage-tab svg { width: 16px; height: 16px; }

.coverage-form {
  display: flex;
  gap: 6px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: 999px;
  padding: 6px;
  backdrop-filter: blur(14px) saturate(180%);
  -webkit-backdrop-filter: blur(14px) saturate(180%);
  width: 100%;
  max-width: 540px;
  box-shadow: 0 8px 30px -12px rgba(0,0,0,0.4);
}
.coverage-form .input-wrap {
  flex: 1;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 0 6px 0 18px;
  min-width: 0;
}
.coverage-form .input-wrap svg {
  width: 18px; height: 18px;
  color: rgba(255,255,255,0.65);
  flex-shrink: 0;
}
.coverage-form input {
  flex: 1;
  background: transparent;
  border: none;
  outline: none;
  color: #fff;
  padding: 14px 4px;
  font-size: 15px;
  font-family: inherit;
  min-width: 0;
}
.coverage-form input::placeholder { color: rgba(255,255,255,0.55); }
.coverage-form button {
  padding: 13px 24px;
  border-radius: 999px;
  background: #fff;
  color: var(--ink);
  font-weight: 600;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1px;
  transition: transform 0.2s ease, background-color 0.2s ease;
  white-space: nowrap;
}
.coverage-form button:hover { transform: translateY(-1px); background: #f0f0f0; }
.coverage-disclaimer {
  font-size: 12px;
  color: rgba(255,255,255,0.65);
  letter-spacing: 0.2px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.coverage-disclaimer svg { width: 14px; height: 14px; }

@media (max-width: 600px) {
  .coverage-picker { margin-top: 28px; }
  .coverage-tabs { padding: 4px; gap: 2px; }
  .coverage-tab { padding: 10px 13px; font-size: 12.5px; gap: 5px; }
  .coverage-tab svg { width: 14px; height: 14px; }
  .coverage-form { flex-direction: column; border-radius: 20px; padding: 10px; }
  .coverage-form .input-wrap { padding: 6px 14px; }
  .coverage-form button { width: 100%; padding: 14px; border-radius: 12px; }
}

/* =========================================================
   FULL-BLEED IMAGE SECTION (real photos, not SVG)
   ========================================================= */
.section.with-image { color: #fff; }
.section-bg-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
  filter: saturate(106%) contrast(102%);
}
.section-img-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(5,6,8,0.55) 0%, rgba(5,6,8,0.28) 45%, rgba(5,6,8,0.80) 100%);
  z-index: 1;
}
.section.with-image .head, .section.with-image .cta-row {
  position: relative;
  z-index: 2;
}
.section.with-image .head h2 {
  background: linear-gradient(180deg, #fff 0%, #cfd6e0 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.section.with-image .eyebrow { color: rgba(255,255,255,0.78); letter-spacing: 3px; }
.section.with-image .sub { color: rgba(255,255,255,0.88); }
.section.with-image .btn-dark { background: #fff; color: var(--ink); }
.section.with-image .btn-dark:hover { background: #f0f0f0; }
.section.with-image .btn-light {
  background: rgba(255,255,255,0.14);
  color: #fff;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.22);
}
.section.with-image .btn-light:hover { background: rgba(255,255,255,0.22); }

/* =========================================================
   MOBILE TWEAKS
   ========================================================= */
@media (max-width: 700px) {
  .nav { padding: 12px 18px; }
  .hero { padding: 22vh 18px 80px; min-height: 640px; }
  .section { padding: 90px 18px 60px; min-height: 600px; }
  .features, .howitworks, .testimonials, .quote-cta, .stats { padding: 80px 18px; }
  .btn { min-width: 200px; padding: 12px 24px; font-size: 13px; }
}