21 car insurance discounts you might be missing

Carriers offer dozens of discounts but rarely apply them automatically. Run down this list and ask which you qualify for.

Common discounts

• Multi-policy (bundle), multi-car, safe driver, good student.
• Low mileage, usage-based/telematics, defensive driving course.
• Paperless, autopay, pay-in-full, loyalty.
• Anti-theft device, safety features, new car, military/affiliation.