Auto Compare auto rates from 50+ carriers Home Protect your home & save with bundles Renters From $5/month — instant coverage Health ACA plans + Medicare Life $1M term life from $25/mo
Get my quote Sign in
Auto Insurance

Drive smarter. Save more.

Real rates from Progressive, GEICO, Allstate, State Farm, Liberty Mutual & 45+ more. AI finds your lowest price in 60 seconds.

Get auto quote See coverage options
Auto by the numbers

Average member savings.

$1,200
Avg yearly savings
50+
Auto carriers
60s
Quote time
25%
Bundle discount
Coverage options

Built for every kind of driver.

✓ Liability

State-minimum bodily injury & property damage. Required in 49 states — we'll match you to the cheapest compliant rate.

✓ Full Coverage

Liability + collision + comprehensive. Protects against accidents, theft, weather and uninsured drivers.

✓ Uninsured Motorist

Covers medical bills and damage when the other driver has no insurance. Available in all 50 states.

✓ SR-22 / High-Risk

Need an SR-22 filing after a DUI or major violation? We work with carriers that specialize in non-standard drivers.

✓ Multi-Car & Bundle

Insure multiple vehicles or bundle with home/renters and stack discounts up to 25%.

✓ Usage-Based

Pay-per-mile and telematics-based rates from carriers like Root, Metromile and Progressive Snapshot.

How it works

Three steps to a better rate.

1

Tell us about your vehicle

Year, make, model, mileage and VIN if you have it. Takes 60 seconds.

2

We shop 50+ carriers

Real-time API pulls. No bait-and-switch — every rate is bindable.

3

Switch and save

E-sign your new policy. We'll cancel your old one and refund the unused premium.

Auto FAQ

Common questions.

Does a quote affect my credit score?
No. Insuregear performs a soft credit pull only — it never affects your score. A hard pull only happens if you choose to bind a policy that requires it.
How quickly can I switch carriers?
Most members are fully switched within 24 hours. Coverage starts the moment you e-sign — there's no gap in protection.
Will I pay a fee to Insuregear?
Never. We're paid by the carrier when you bind a policy, just like a traditional broker — but you get all 50+ rates instead of one.
Do you offer SR-22 or non-standard auto?
Yes. We partner with several specialty carriers that file SR-22s electronically and write high-risk policies in all states.
Can I bundle auto with home or renters?
Yes — and you should. Bundling is the single biggest discount in insurance, often 15–25% off both policies.

Stop overpaying for auto insurance.

Enter your zip — we'll search 50+ carriers in seconds.

Free · No spam · No SSN required