Does a speeding ticket raise your insurance? By how much?

Usually yes. A single speeding ticket commonly raises auto premiums and the surcharge typically lasts about three years. The exact increase depends on your carrier, state, speed, and record.

How to limit it

• Ask about traffic school or ticket dismissal in your state.
• Check for accident/violation forgiveness.
• Re-shop — some carriers weigh a single ticket far less than others.