Does car insurance follow the car or the driver?
In general, car insurance follows the car. If you lend your car to a licensed friend with permission, your policy is usually primary if they crash. But some coverages follow the driver, and excluded drivers aren't covered.
Insuregear tip: Never let an excluded or unlicensed driver use your car — claims can be denied.
See your matches in 60 seconds
Compare top carriers across auto, home, renters, health, and life. 0% commission. No spam calls.
Get my matches →