← All articles
HEALTH

How to use the health insurance marketplace

By Insuregear · 5 min read · Updated June 18, 2026

The marketplace lets you compare plans and may qualify you for subsidies that lower your premium. Plans are grouped into metal tiers by how costs are shared.

Metal tiers

See your matches in 60 seconds

Compare top carriers across auto, home, renters, health, and life. 0% commission. No spam calls.

Get my matches →

Related reading

Why Insuregear? Built for you, not the lead buyers How Insuregear finds you the best price See all insurance guides