How to read your insurance policy (without the headache)
Your policy looks dense, but a few sections tell you almost everything. Start with the declarations page — it summarizes your coverages, limits, and deductibles.
Sections to find
- Declarations — who/what is covered and limits.
- Insuring agreement — what's covered.
- Exclusions — what's not.
- Conditions — your responsibilities.
- Endorsements — add-ons that change the policy.
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