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RENTERS

Is renters insurance worth it?

By Insuregear · 5 min read · Updated June 18, 2026

For most renters, yes. At roughly $12–$20 a month, it covers your belongings, your liability if someone is hurt, and your living costs if your unit becomes unlivable.

What it protects

Insuregear tip: Your landlord's policy covers the building, not your belongings or your liability.

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