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HEALTH

Short-term health insurance: pros and cons

By Insuregear · 4 min read · Updated June 18, 2026

Short-term plans are cheaper and can bridge a gap between coverage. But they often exclude pre-existing conditions and may skip benefits like maternity or prescriptions.

Insuregear tip: Treat short-term plans as a stopgap, not a long-term substitute for comprehensive coverage.

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