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Renters Insurance

Real protection. From $5/mo.

Cover your stuff and your liability. Send proof of insurance to your landlord in minutes — most policies bind in under 5.

Get renters quote See what's covered
Renters by the numbers

Cheap. Fast. Real.

$5
Starting at /month
$30k
Avg property coverage
3min
Avg quote time
$300k
Standard liability
Coverage options

What's covered.

✓ Personal Property

Furniture, electronics, clothing — even when traveling. Replacement cost coverage available.

✓ Liability

$100k–$1M of liability if you accidentally damage someone's property or they get hurt at your place.

✓ Loss of Use

Pays for hotel stays and meals if your apartment is uninhabitable after a covered event.

✓ Identity Theft

Optional add-on covers up to $25k in identity-theft expenses including credit monitoring.

✓ Pet Damage

Some carriers cover damage caused by pets. We surface the policies that include it.

✓ Roommate-Friendly

Add roommates to a single policy or get separate quotes — whichever is cheaper.

How it works

Coverage in 3 minutes.

1

Tell us where you live

Address and a few questions about your stuff. Estimate values with our smart calculator.

2

Compare instant rates

From Lemonade, State Farm, GEICO, Liberty Mutual, Toggle, Allstate and more.

3

Email proof to landlord

One tap and your landlord has your policy declarations. Done.

Renters FAQ

Common questions.

Do I really need renters insurance?
Most landlords now require it. And for $5–$15/month, it's an easy way to protect thousands of dollars of belongings and shield yourself from liability claims.
Does my roommate's policy cover me?
No — your roommate's policy only covers their stuff and their liability. You need your own policy or both names on a shared one.
Is theft outside my apartment covered?
Yes — most policies cover personal property anywhere in the world. If your laptop is stolen at a coffee shop, it's covered.
How much coverage should I get?
Most renters need $20k–$50k of property coverage and $300k of liability. We auto-suggest based on your zip and apartment size.
Are pets and pet damage covered?
Some policies include pet liability and damage; most don't. We filter and rank carriers by pet-friendliness.

Real protection from $5/mo.

Enter your zip — we'll search 20+ renters carriers in seconds.

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